Home Insurance

Your home says a lot about you and where you’re headed. It’s where life unfolds, and memories are made. Perhaps you can’t imagine living anywhere else. But does your home coverage reflect what really matters to you?

I’m Dhruv Patel, and I work with individuals, families, and small businesses in Austin, TX.

As your local Farmers agent, I can help you understand your options for insuring your home and everything in it.

What Does Home Insurance Cover?

Home insurance can protect you in three main ways:

Dwelling

Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage most homeowners think of first when selecting insurance.

Contents

Contents coverage is just that — it covers what’s inside your home. I’m talkling about everything from furniture and electronics to pots and pans. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.

Liability

The third component of your home policy is liability coverage. It helps protect you from loss in case you’re financially responsible for injury to others or damage to their property. This coverage extends beyond your home and in fact follows you anywhere in the world.

Business Insurance

Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn’t have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.

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Auto Insurance

What’s in your garage? There’s as many answers to that question as there are drivers. You probably chose your vehicle because it fits your lifestyle and what you care about. Your auto insurance can do the same.

I’m your local insurance agent, and I work with individuals and families in Texas. I educate my customers with the information they need to select auto coverage that reflects how they want to protect their vehicles and assets.

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Life Insurance

Who depends on your income for their wellbeing? How are you helping protect their financial futures? My name is Dhruv Patel , and I work with individuals, families, and small businesses in Austin, TX. Life insurance may be one of the most important insurance coverages to consider for your family. Knowing you have the coverage you want can help you face financial fears with confidence that you’re providing financial support for those you’d leave behind. I want to understand your goals and discuss options so you can select the products you want, such as term life, whole life, or universal life insurance.

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